Estimate your Canada Child Benefit (CCB) and Ontario Child Benefit (OCB) payments based on income and number of children.
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Calculate your Canada Child Benefit (CCB) payments based on your family income. Learn about CCB amounts, reduction rates, the Ontario Child Benefit, application process, and payment schedules.
Read full articleCCB is calculated based on the number of children, their ages, and your adjusted family net income. For 2025-2026, maximum benefits are $7,787 per child under 6 and $6,570 per child aged 6-17. Benefits are reduced when income exceeds $36,502.
The Ontario Child Benefit provides up to $1,683 per child per year (2025-2026) to low- and middle-income families in Ontario. It is paid together with the CCB as a single monthly payment.
Adjusted family net income is line 23600 of your tax return plus any universal child care benefit (UCCB) and registered disability savings plan (RDSP) income, minus any RDSP contributions and child care expenses.
The reduction rate increases with more children: 7% for 1 child, 13.5% for 2 children, 19% for 3 children, and 23% for 4 or more children.
CCB payments are made monthly (typically on the 20th) from July to June, based on the previous year's tax return. Your benefit year runs from July 1 to June 30.
Yes, you must apply. You can register your child's birth through your province and consent to share information with the CRA, or apply directly through your CRA My Account.
No, CCB is paid to the parent who primarily resides with the child. In shared custody situations (at least 40% of the time with each parent), each parent receives 50% of the calculated benefit.
The CCB income threshold is $36,502 for the 2025-2026 benefit year. Income below this amount results in the maximum CCB payment.