Property and mortgage calculators
Make informed real estate decisions with calculators for mortgage payments, home affordability, rent vs buy analysis, and Canadian mortgage stress tests. Whether you're a first-time homebuyer or evaluating a property investment, these tools help you understand the financial implications of your decision.
Most lenders prefer a front-end ratio (housing costs/income) below 28% and a back-end ratio (total debt/income) below 36%.
In India, minimum down payment is typically 10-20% of the property value. In Canada, minimum is 5% for homes under $500K.